Looking for a mortgage to buy property in Poland?

Polish mortgages are now much more widely available to foreigners buying property in Poland. There is now a wide selection of Polish mortgage providers offering mortgage products to foreign property buyers. These products include;

» mortgages to buy residential property; Polish houses and Polish apartments.
» mortgages to buy commercial property.
» mortgages to buy land.
» re-mortgages on existing property purchased.
» self-certification mortgages.
» buy to let mortgages.
» mortgages for individuals.
» mortgages for companies.

investpolska-polish-mortgages. is an independent mortgage brokerage service established in Krakow, Poland - but with affiliate offices nationwide – to assist foreign property buyers to secure a mortgage in Poland.

Securing a Polish mortgage would be a daunting task for any individual having to confront the bureaucracy of the Polish banking industry, the language barrier and the shortage of customer service.

investpolska-polish-mortgages. was established to minimise the problems encountered and to gain the best possible mortgage option from the many now available.

All you have to do is complete our mortgage application in as much detail as possible. The sooner you do this the better - even if you are not entirely sure which property you will buy - as even with our help the process can take awhile. On receipt our English speaking staff will review it and clarify any points with you if necessary. We will then pass it onto our Polish mortgage brokers who will select the most suitable Polish Banks from an extensive list of 18. Our service ensures that your application is presented to ALL the relevant Banks in Poland at one time, multiple applications to multiple banks are not necessary.

Depending on your circumstances we would hope to present you with 3 offers in principle to select from. You can then choose, with our help, the best mortgage for you.

The full application procedure is then undertaken with the selected bank. You will be required to provide various documents to substantiate your application form. Expect to wait up to 30 days for a credit decision which may then require additional information. Once an agreement has been reached and signed it usually takes 3 to 5 days for the funds to be released.

investpolska-polish-mortgages. will remain involved through the entire mortgage application ensuring as smooth a process as possible. So you get;

» An English speaking point of contact.
» Help in selecting the most appropriate mortgage for you.
» Management of the entire application process.

So click here, complete the form in as much details as you can and send it straight off to us.

Some mortgage facts;

» Mortgage loans are available for the purchase, building, renovation and refinancing of Polish properties.
» Almost all Polish mortgages are variable rate, repayment mortgages.
» Interest rates will depend on the currency of the loan, period of the loan, deposit available as well as the status of the borrower.
» Although 110% mortgages are available expect to be asked for 20% if you are non-resident in Poland.
» Loans are up to 35 years depending on the age of the borrower.
» Buy to Let mortgages up to 25 years, 70% LTV and 50% of rental income taken into account for income.